If your parent received Medi-Cal benefits after age 55, California may seek repayment from their estate after they pass. Under current rules, that recovery happens through the probate process. A home held in a properly funded living trust generally avoids probate, and often avoids Medi-Cal estate recovery as well.
For families in Los Angeles County and Orange County, where even modest homes carry high values, that can mean tens of thousands of dollars kept in the family.
In this short video, Eric Baskett, a probate and trust real estate specialist with Century 21 Coastal Properties, explains why more families need to know this before a parent passes.
Already handling a parent’s home after a loss? From clean-outs to closing, Eric coordinates the repairs, vendors and sale. Free consultation, no obligation: 310-807-6879.
Frequently asked questions
Who is subject to Medi-Cal estate recovery?
Generally, people who received certain Medi-Cal benefits on or after age 55. The state may file a claim against their estate after they pass, and under current rules that claim is made in probate.
Is it too late if my parent has already passed?
Not always. Some families qualify for hardship waivers or exemptions. An elder law attorney can review your situation.
Eric Baskett | Century 21 Coastal Properties | DRE 01446685. Educational only, not legal advice. Medi-Cal rules change, so confirm with an elder law or estate planning attorney.
